STOP THE ELECTRIC VEHICLE INSURANCE UNDERVALUATION SCAM
If your electric vehicle was totaled and undervalued, you're not alone. Our claimants are recognizing underpayment based on likely fraudulent appraisal practices.
Insurers may be using deflated sales prices for comparison.
The result? You get paid thousands less than your car is worth.
One claim isn’t worth it. Together we can win back the thousands insurers owe. Share your experience.
Overview
- Insurers cite comps reduced by tax credits, bundled discounts, or dealer fraud.
- Federal credit–adjusted comps are being used as if they reflect market value.
- You may have lost thousands in cash reimbursement versus true replacement value.
Information
Who should submit info
- Total-loss electric vehicle insurance claim
- Payout below market value
- Any U.S. state
- Claims less than 10 years old
Process
- You Submit your claim details and documents.
- We Review and group similar cases to identify patterns.
- We Report findings and coordinate warranted legal action.
Questions
• Who may qualify?
If your used electric vehicle was declared a total loss and your insurer used a third-party valuation (e.g., CCC, Mitchell, or similar “comp” tools) and paid you less than you could reasonably replace the car for—especially near the $25,000 price point—you may be affected.
• What’s the issue in plain terms?
Some valuations rely on public listings that appear “verified” but are not real, actionable prices—they’re sometimes engineered to sit under $25,000 to entice tax-credit buyers or exclude mandatory add-ons. Using those numbers can artificially depress your payout.
• Why are “tax credit comps” improper?
The federal credit changes a buyer’s net cost, not the market value of the vehicle. Your claim should reflect replacement value, not a number reduced by incentives or post-credit math. Using post-credit comps undervalues your loss.
• How much money is at stake?
We’re seeing ~$2,000 per claim in systematic underpayment for vehicles near the threshold.
• Which companies are involved?
Claims may be asserted against insurers that rely on flawed data and whose methods misrepresent fair-market value prices.
• What evidence should I gather now?
- Insurer valuation report(s) and total-loss letter
- Vehicle details (VIN, trim, options, mileage, condition)
- Your policy and declarations page
- Comparable listings you saved and any dealer quotes you obtained
- Texts/emails with your adjuster; payment summary and deductions
• Does prior payment or signing paperwork block me?
Not necessarily. Many claims proceed despite prior payments. Whether a release applies depends on its language and your state’s law.
• What if I leased the vehicle?
Leases can qualify. Share your lease paperwork and the insurer’s payoff/valuation documents.
• What if my car wasn’t near $25,000?
The case focuses on sub-$25k distortions, but other flawed comps or non-actionable listings may also support claims. Send your documents for review.
• What happens after I submit?
We review your materials, confirm eligibility, and, if appropriate, include your claim as we build the class record and seek relief in court.
• What will this cost me?
Zero upfront cost. In a class action, attorneys typically work on a contingency. Fees are approved by the court and paid from any recovery.
• How long will it take?
Class actions are complex and can take time. Early participation strengthens the case and helps us pursue injunctive relief to stop the practice.
• Is my information confidential?
Initial submissions are reviewed confidentially. If the case is filed, we’ll discuss any needed disclosures with you before use.
• How do I get started?
Share your experience. Save and share documentation if you have it! We’ll follow up with next steps.